/* cyrillic-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-4.woff2) format('woff2');
  unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
/* vietnamese */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-3.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* latin-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-2.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-1.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* cyrillic-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-4.woff2) format('woff2');
  unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
/* vietnamese */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-3.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* latin-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-2.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-1.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* cyrillic-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-4.woff2) format('woff2');
  unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
/* vietnamese */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-3.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* latin-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-2.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-1.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* cyrillic-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-4.woff2) format('woff2');
  unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
/* vietnamese */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-3.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* latin-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-2.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-1.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* cyrillic-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-4.woff2) format('woff2');
  unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
/* vietnamese */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-3.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* latin-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-2.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(../fonts/plus-jakarta-sans-1.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

:root {
  --brand-50: #eff8ff;
  --brand-100: #dbeefe;
  --brand-200: #bfe2fe;
  --brand-500: #2579eb;
  --brand-600: #2579eb;
  --brand-700: #1d63d8;
  --ink-50: #f3f6fa;
  --ink-100: #e6ecf3;
  --ink-200: #cfd8e6;
  --ink-300: #b4c0d0;
  --ink-400: #8a9bb0;
  --ink-500: #5d7390;
  --ink-600: #2b4060;
  --ink-700: #243754;
  --ink-800: #1a2b42;
  --ink-900: #0f1f33;
  --white: #fff;
  --shadow-soft: 0 10px 30px rgba(15, 31, 51, 0.06);
  --shadow-lift: 0 16px 36px rgba(37, 121, 235, 0.14);
  --header-h: 4rem;
}

*,
*::before,
*::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: "Plus Jakarta Sans", Inter, system-ui, sans-serif;
  color: var(--ink-600);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img, svg { display: block; max-width: 100%; height: auto; }
button, a { font: inherit; }
h1, h2, h3 { color: var(--ink-900); line-height: 1.2; letter-spacing: -0.02em; margin: 0; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; }
a { color: inherit; text-decoration: none; }
::selection { background: var(--brand-100); color: var(--brand-700); }

.container {
  width: 100%;
  max-width: 72rem;
  margin: 0 auto;
  padding: 0 1.25rem;
}

@media (min-width: 640px) { .container { padding: 0 2rem; } }
@media (min-width: 1024px) { .container { padding: 0 3rem; } }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  border: 1px solid var(--brand-100);
  background: var(--brand-50);
  color: var(--brand-700);
  border-radius: 999px;
  padding: 0.375rem 0.875rem;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.eyebrow-dot {
  width: 0.375rem;
  height: 0.375rem;
  border-radius: 999px;
  background: var(--brand-500);
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s cubic-bezier(0.22, 1, 0.36, 1), transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
}

.reveal.is-visible { opacity: 1; transform: none; }

.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 50;
  border-bottom: 1px solid transparent;
  background: transparent;
  transition: background 0.3s, border-color 0.3s, box-shadow 0.3s;
}

.site-header.is-scrolled,
.site-header.is-open {
  border-bottom-color: var(--ink-100);
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-soft);
}

.header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-h);
}

@media (min-width: 768px) { :root { --header-h: 5rem; } }

.brand { display: flex; align-items: center; gap: 0.625rem; }

.brand-mark {
  display: flex;
  width: 2.25rem;
  height: 2.25rem;
  align-items: center;
  justify-content: center;
  border-radius: 0.75rem;
  background: var(--brand-600);
  color: var(--white);
}

.brand-mark svg { width: 1.25rem; height: 1.25rem; }

.brand-name {
  font-size: 1.125rem;
  font-weight: 800;
  letter-spacing: -0.025em;
  color: var(--ink-900);
}

.brand-name span { color: var(--brand-600); }

.nav-desktop { display: none; align-items: center; gap: 0.25rem; }

.nav-desktop a,
.mobile-nav a {
  border-radius: 0.5rem;
  padding: 0.5rem 0.875rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--ink-600);
  transition: background 0.2s, color 0.2s;
}

.nav-desktop a:hover,
.mobile-nav a:hover {
  background: var(--brand-50);
  color: var(--brand-700);
}

.menu-toggle {
  display: inline-flex;
  width: 2.5rem;
  height: 2.5rem;
  align-items: center;
  justify-content: center;
  border: 0;
  border-radius: 0.75rem;
  background: transparent;
  color: var(--ink-700);
  cursor: pointer;
}

.menu-toggle:hover { background: var(--ink-50); }
.menu-toggle svg { width: 1.5rem; height: 1.5rem; }
.menu-toggle .icon-close,
.site-header.is-open .menu-toggle .icon-menu { display: none; }
.site-header.is-open .menu-toggle .icon-close { display: block; }

.mobile-menu {
  overflow: hidden;
  max-height: 0;
  opacity: 0;
  border-top: 1px solid transparent;
  background: var(--white);
  transition: max-height 0.3s, opacity 0.3s, border-color 0.3s;
}

.site-header.is-open .mobile-menu {
  max-height: 20rem;
  opacity: 1;
  border-top-color: var(--ink-100);
}

.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
  padding-top: 1rem;
  padding-bottom: 1rem;
}

.mobile-nav a { padding: 0.75rem 1rem; font-size: 1rem; color: var(--ink-700); }

@media (min-width: 768px) {
  .nav-desktop { display: flex; }
  .menu-toggle,
  .mobile-menu { display: none; }
}

.section { padding: 5rem 0; }
@media (min-width: 768px) { .section { padding: 7rem 0; } }

.section-muted { background: var(--ink-50); }
.section-brand { background: var(--brand-50); }

.section-intro,
.about {
  max-width: 42rem;
  margin: 0 auto;
  text-align: center;
}

.section-intro h2,
.about h2,
.split-copy h2 {
  margin-top: 1.5rem;
  font-size: clamp(1.875rem, 3vw, 2.25rem);
  font-weight: 700;
}

.section-intro p,
.about p,
.split-copy .lead,
.hero .lead,
.cta p {
  margin-top: 1.5rem;
  font-size: 1.125rem;
  line-height: 1.7;
  color: var(--ink-600);
}

.section-note {
  max-width: 42rem;
  margin: 3rem auto 0;
  text-align: center;
  color: var(--ink-500);
}

.hero {
  position: relative;
  overflow: hidden;
  padding-top: 7rem;
  background: linear-gradient(to bottom, var(--brand-50), var(--white) 55%);
}

@media (min-width: 768px) { .hero { padding-top: 9rem; } }

.hero-glow {
  position: absolute;
  z-index: -1;
  border-radius: 999px;
  filter: blur(64px);
}

.hero-glow-right {
  top: 2.5rem;
  right: -6rem;
  width: 18rem;
  height: 18rem;
  background: rgba(219, 238, 254, 0.7);
}

.hero-glow-left {
  top: 10rem;
  left: -5rem;
  width: 16rem;
  height: 16rem;
  background: var(--brand-50);
}

.hero-grid {
  display: grid;
  align-items: center;
  gap: 3rem;
  padding-bottom: 5rem;
}

@media (min-width: 768px) { .hero-grid { padding-bottom: 7rem; } }

@media (min-width: 1024px) {
  .hero-grid { grid-template-columns: 1.05fr 0.95fr; gap: 2rem; }
}

.hero-copy { max-width: 36rem; }

.hero h1 {
  margin-top: 1.5rem;
  font-size: clamp(2.25rem, 5vw, 3.75rem);
  line-height: 1.08;
  font-weight: 800;
}

.hero h1 span,
.cta h2 span { color: var(--brand-600); }

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-top: 2.25rem;
}

.hero-visual { display: flex; justify-content: center; }

.hero-visual img {
  width: 100%;
  max-width: 560px;
  filter: drop-shadow(0 18px 40px rgba(37, 121, 235, 0.12));
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 1rem;
  padding: 0.875rem 1.5rem;
  font-size: 1rem;
  font-weight: 600;
  transition: transform 0.2s, background 0.2s, border-color 0.2s, color 0.2s;
}

.btn:hover { transform: translateY(-2px); }
.btn:focus-visible { outline: 2px solid var(--brand-600); outline-offset: 2px; }

.btn-primary {
  background: var(--brand-600);
  color: var(--white);
  box-shadow: var(--shadow-lift);
}

.btn-primary:hover { background: var(--brand-700); }

.btn-secondary {
  border: 1px solid var(--ink-200);
  background: var(--white);
  color: var(--ink-700);
}

.btn-secondary:hover {
  border-color: var(--brand-200);
  background: var(--brand-50);
  color: var(--brand-700);
}

.split { display: grid; align-items: center; gap: 3rem; }

@media (min-width: 1024px) {
  .split { grid-template-columns: 1fr 1fr; gap: 4rem; }
  .order-text { order: 1; }
  .order-visual { order: 2; }
}

.split-visual { display: flex; justify-content: center; }
.split-visual img { width: 100%; max-width: 440px; }

.prose {
  display: grid;
  gap: 1rem;
  margin-top: 1.5rem;
  font-size: 1.125rem;
  line-height: 1.7;
}

.prose strong,
.about strong { font-weight: 600; color: var(--ink-800); }

.card-grid {
  display: grid;
  gap: 1.25rem;
  margin-top: 3.5rem;
}

@media (min-width: 640px) {
  .card-grid-4 { grid-template-columns: 1fr 1fr; }
  .card-grid-3 { grid-template-columns: 1fr 1fr 1fr; }
}

@media (min-width: 1024px) {
  .card-grid-4 { grid-template-columns: repeat(4, 1fr); }
}

.card {
  height: 100%;
  border: 1px solid var(--ink-100);
  background: var(--white);
  border-radius: 1rem;
  padding: 1.5rem;
  transition: transform 0.2s, border-color 0.2s, box-shadow 0.2s;
}

.card:hover {
  transform: translateY(-4px);
  border-color: var(--brand-200);
  box-shadow: var(--shadow-lift);
}

.card h3 { margin-top: 1.25rem; font-size: 1.125rem; font-weight: 600; }
.card-principle h3 { font-size: 1.25rem; font-weight: 700; }
.card p { margin-top: 0.625rem; font-size: 0.9375rem; line-height: 1.7; color: var(--ink-500); }
.card-center { text-align: center; }
.card-center .icon-box { margin: 0 auto; }

.icon-box {
  display: flex;
  width: 3rem;
  height: 3rem;
  align-items: center;
  justify-content: center;
  border-radius: 0.75rem;
  background: var(--brand-50);
  color: var(--brand-600);
}

.icon-box svg { width: 1.5rem; height: 1.5rem; }
.principle-icon { width: 3rem; height: 3rem; }

.steps {
  position: relative;
  margin-top: 4rem;
  list-style: none;
  display: grid;
  gap: 2.5rem;
}

.steps::before {
  content: "";
  display: none;
  position: absolute;
  left: 27px;
  top: 0.5rem;
  bottom: 0.5rem;
  width: 1px;
  background: linear-gradient(to bottom, var(--brand-200), transparent);
}

.step-num {
  display: flex;
  width: 3.5rem;
  height: 3.5rem;
  flex-shrink: 0;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--brand-100);
  border-radius: 1rem;
  background: var(--white);
  color: var(--brand-600);
  font-size: 1.125rem;
  font-weight: 800;
  box-shadow: var(--shadow-soft);
}

.step-body {
  margin-top: 1rem;
  border: 1px solid var(--ink-100);
  border-radius: 1rem;
  background: var(--white);
  padding: 1.5rem;
}

.step-body h3 { font-size: 1.25rem; font-weight: 700; }
.step-body p { margin-top: 0.625rem; font-size: 0.9375rem; color: var(--ink-500); }

@media (min-width: 768px) {
  .steps { gap: 1.75rem; }
  .steps::before { display: block; }
  .step { display: flex; align-items: flex-start; gap: 1.5rem; }
  .step-body { margin-top: 0; flex: 1; }
}

.callout {
  max-width: 42rem;
  margin: 3.5rem auto 0;
  border: 1px solid var(--brand-100);
  background: var(--brand-50);
  border-radius: 1rem;
  padding: 1.25rem 1.5rem;
  text-align: center;
  font-size: 0.9375rem;
  color: var(--ink-600);
}

.balance-cols { display: grid; gap: 1rem; margin-top: 2rem; }
@media (min-width: 640px) { .balance-cols { grid-template-columns: 1fr 1fr; } }

.balance-card {
  border: 1px solid var(--brand-100);
  background: var(--white);
  border-radius: 1rem;
  padding: 1.25rem;
}

.balance-card:last-child { border-color: var(--ink-100); }
.balance-heading { display: flex; align-items: center; gap: 0.5rem; }
.balance-heading svg { width: 1.25rem; height: 1.25rem; }
.balance-heading h3 { font-size: 0.875rem; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; }
.balance-heading.is-positive { color: var(--brand-700); }
.balance-heading.is-caution { color: var(--ink-700); }

.balance-card ul {
  list-style: none;
  margin-top: 0.75rem;
  display: grid;
  gap: 0.5rem;
  font-size: 0.9375rem;
}

.balance-card li { display: flex; gap: 0.5rem; }

.balance-card li::before {
  content: "";
  width: 0.375rem;
  height: 0.375rem;
  margin-top: 0.5rem;
  flex-shrink: 0;
  border-radius: 999px;
  background: var(--brand-500);
}

.balance-card:last-child li::before { background: var(--ink-300); }

.about { max-width: 48rem; }

.about-mark {
  display: flex;
  width: 3.5rem;
  height: 3.5rem;
  margin: 0 auto;
  align-items: center;
  justify-content: center;
  border-radius: 1rem;
  background: var(--brand-600);
  color: var(--white);
  box-shadow: var(--shadow-lift);
}

.about-mark svg { width: 1.75rem; height: 1.75rem; }
.about .eyebrow { margin-top: 1.5rem; }
.about p + p { margin-top: 1rem; }

.faq {
  max-width: 48rem;
  margin: 3rem auto 0;
  display: grid;
  gap: 0.75rem;
}

.faq-item {
  overflow: hidden;
  border: 1px solid var(--ink-100);
  border-radius: 1rem;
  background: var(--white);
}

.faq-item.is-open { border-color: var(--brand-200); }
.faq-item h3 { margin: 0; }

.faq-trigger {
  display: flex;
  width: 100%;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  border: 0;
  background: transparent;
  color: var(--ink-900);
  font-size: 1.0625rem;
  font-weight: 600;
  text-align: left;
  cursor: pointer;
}

.faq-trigger:hover { background: rgba(239, 248, 255, 0.5); }
.faq-trigger:focus-visible { outline: 2px solid var(--brand-600); outline-offset: -2px; }
.faq-trigger svg { width: 1.25rem; height: 1.25rem; flex-shrink: 0; color: var(--brand-600); transition: transform 0.3s; }
.faq-item.is-open .faq-trigger svg { transform: rotate(180deg); }
.faq-panel p { padding: 0 1.5rem 1.5rem; font-size: 0.9375rem; color: var(--ink-600); }

.cta {
  overflow: hidden;
  padding: 6rem 0;
  background: linear-gradient(to bottom, var(--white), var(--brand-50), var(--white));
}

@media (min-width: 768px) { .cta { padding: 8rem 0; } }

.cta-inner { max-width: 48rem; margin: 0 auto; text-align: center; }
.cta-inner img { width: 100%; max-width: 420px; margin: 0 auto; }
.cta h2 { margin-top: 2.5rem; font-size: clamp(2.25rem, 4vw, 3rem); line-height: 1.1; font-weight: 800; }

.site-footer {
  border-top: 1px solid var(--ink-100);
  background: var(--white);
  padding: 3.5rem 0 1.5rem;
}

.footer-grid { display: grid; gap: 2.5rem; }

@media (min-width: 768px) {
  .footer-grid { grid-template-columns: 1.4fr 1fr; gap: 4rem; }
}

.footer-brand { max-width: 24rem; }
.footer-brand p { margin-top: 1rem; font-size: 0.9375rem; color: var(--ink-500); }

.site-footer nav h2 {
  font-size: 0.875rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.site-footer nav ul {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem 1.5rem;
  margin-top: 1rem;
}

.site-footer nav a { font-size: 0.9375rem; color: var(--ink-600); }
.site-footer nav a:hover { color: var(--brand-700); }

.footer-note {
  margin-top: 3rem;
  border: 1px solid var(--brand-100);
  background: var(--brand-50);
  border-radius: 1rem;
  padding: 1rem 1.25rem;
  font-size: 0.8125rem;
  color: var(--ink-600);
}

.footer-copy {
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--ink-100);
  font-size: 0.875rem;
  color: var(--ink-400);
}

@media (max-width: 639px) { .card-grid-3 { grid-template-columns: 1fr; } }